30% Price Growth on the Horizon – Are We Ready for What Comes Next?

The housing market is heating up fast. According to a new analysis by Nordea Markets, Norway could see property prices surge nearly 30% nationally and 37% in Oslo by the end of 2027.

The forecast, shared in a recent article by Dagens Næringsliv, is based on Norges Bank's current interest rate path. If the central bank cuts rates as signaled, the result could be a housing market boom unlike anything seen in recent history.

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“This could lead to price growth we have never seen before,” DN reports.
Source: Dagens Næringsliv, June 2025

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So, what does this mean for the housing market — and for Living Impact?

It means everything we have been building is not just relevant.
It is urgently needed.

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Rising Prices, Falling Access

If Nordea’s projections come true, the gap between income and ownership will stretch even further. Young families, essential workers, and anyone without inherited equity will be priced out — not by bad credit, but by math.

As prices grow faster than people’s ability to save, the traditional 100%-ownership model becomes a luxury item. And that is where shared ownership comes in — not as a workaround, but as the new standard.

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Shared Ownership = Economic Infrastructure

At Living Impact, we allow people to buy a share of their home and rent the rest — with the option to increase ownership over time.

In a market with explosive price growth:

• It lowers the barrier to entry by reducing upfront capital needs.
• It provides flexibility in an uncertain interest rate environment.
• It gives people access to ownership benefits — equity growth, stability, dignity — without needing to win the lottery.

This is not just a social solution. It is a market solution that allows the entire housing ecosystem to function even when prices outpace wages.

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What Smart Investors and Policymakers Should Take Away

• ‍Market risk = system risk
  Unsustainable price growth benefits no one in the long term. Shared ownership smooths the cycle and stabilizes access.‍
• Institutions need scalable access points
  Pension funds, municipalities, and developers need products that are both impact-driven and yield-oriented. Shared ownership delivers both.‍
• The legal and policy tide is turning
  With the Norwegian government proposing to make shared ownership and rent-to-own “the rule, not the exception,” this is no longer fringe. It is future policy.

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What Comes Next?

For us at Living Impact, this is a moment of alignment — between market dynamics, investor appetite, and regulatory momentum.

We are already onboarding projects across Norway.
We are building partnerships with the biggest developers.
And we are preparing for institutional capital deployment at scale.

The price surge will come.
But the question is: who will it benefit?

We are working to make sure the answer is everyone — not just those who got there first.

Wishing you a great summer. Stay bold. Build differently.